{"id":3389,"date":"2025-06-04T19:28:53","date_gmt":"2025-06-05T00:28:53","guid":{"rendered":"https:\/\/www.sempli.co\/blog\/?p=3389"},"modified":"2025-06-09T16:52:42","modified_gmt":"2025-06-09T21:52:42","slug":"que-es-una-nota-convertible-en-acciones-y-como-se-calcula","status":"publish","type":"post","link":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/","title":{"rendered":"\u00bfQu\u00e9 es una nota convertible en acciones y c\u00f3mo se calcula?"},"content":{"rendered":"<p data-start=\"494\" data-end=\"818\"><strong data-start=\"494\" data-end=\"526\">Nota convertible en acciones<\/strong> es un mecanismo de financiamiento com\u00fan en etapas tempranas de las empresas, cuando a\u00fan hay incertidumbre sobre su valoraci\u00f3n. Esta herramienta permite que el inversionista entregue un monto a cambio de una futura participaci\u00f3n accionaria, sin necesidad de definir un precio desde el inicio. Tambi\u00e9n puedes conocer m\u00e1s detalles <a href=\"https:\/\/www.youtube.com\/watch?v=om_f3dLXem8&amp;t=3s\">en este v\u00eddeo.<\/a><\/p>\n<p data-start=\"494\" data-end=\"818\">Para calcular una <em data-start=\"838\" data-end=\"868\">nota convertible en acciones<\/em>, se tienen en cuenta cuatro elementos clave:<\/p>\n<ol data-start=\"915\" data-end=\"1292\">\n<li data-start=\"915\" data-end=\"975\">\n<p data-start=\"918\" data-end=\"975\"><strong data-start=\"918\" data-end=\"940\">El monto invertido<\/strong>: cu\u00e1nto aporta el inversionista.<\/p>\n<\/li>\n<li data-start=\"976\" data-end=\"1069\">\n<p data-start=\"979\" data-end=\"1069\"><strong data-start=\"979\" data-end=\"993\">El inter\u00e9s<\/strong>: una tasa anual que compensa el riesgo (suele estar entre el 6% y el 8%).<\/p>\n<\/li>\n<li data-start=\"1070\" data-end=\"1199\">\n<p data-start=\"1073\" data-end=\"1199\"><strong data-start=\"1073\" data-end=\"1089\">El descuento<\/strong>: normalmente del 20%, permite al inversionista obtener acciones a un precio preferente en una ronda futura.<\/p>\n<\/li>\n<li data-start=\"1200\" data-end=\"1292\">\n<p data-start=\"1203\" data-end=\"1292\"><strong data-start=\"1203\" data-end=\"1228\">Eventos de conversi\u00f3n<\/strong>: son los momentos en los que la nota se transforma en acciones.<\/p>\n<\/li>\n<\/ol>\n<p data-start=\"1294\" data-end=\"1336\">Los eventos m\u00e1s comunes de conversi\u00f3n son:<\/p>\n<ul data-start=\"1338\" data-end=\"1596\">\n<li data-start=\"1338\" data-end=\"1472\">\n<p data-start=\"1340\" data-end=\"1472\">La entrada de un nuevo inversionista a los 18 o 24 meses, que fija una nueva valoraci\u00f3n sobre la cual se calcula la participaci\u00f3n.<\/p>\n<\/li>\n<li data-start=\"1473\" data-end=\"1596\">\n<p data-start=\"1475\" data-end=\"1596\">La fecha de vencimiento de la nota, donde, si no entra un tercero, se puede usar una f\u00f3rmula basada en ingresos o EBITDA.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1598\" data-end=\"1773\">Una nota convertible puede incluir mecanismos de protecci\u00f3n como un <em data-start=\"1666\" data-end=\"1673\">floor<\/em> (valor m\u00ednimo para proteger al empresario) y un <em data-start=\"1722\" data-end=\"1727\">cap<\/em> o <em data-start=\"1730\" data-end=\"1735\">GAP<\/em> (techo que protege al inversionista).<\/p>\n<p data-start=\"1775\" data-end=\"1889\">Este tipo de financiamiento es flexible y \u00fatil, pero debe ser bien estructurado para evitar conflictos a futuro.<\/p>\n<p data-start=\"1891\" data-end=\"2037\">\u00bfBuscas m\u00e1s formas de obtener liquidez sin diluir tu participaci\u00f3n? Conoce esta gu\u00eda: <a class=\"\" href=\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/factoring-o-confirming-vias-de-liquidez-inmediata\/\" rel=\"noopener\" data-start=\"1982\" data-end=\"2037\">Factoring o confirming: v\u00edas de liquidez inmediata<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nota convertible en acciones es un mecanismo de financiamiento com\u00fan en etapas tempranas de las empresas, cuando a\u00fan hay incertidumbre sobre su valoraci\u00f3n.&hellip;<\/p>\n","protected":false},"author":2,"featured_media":3420,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"video","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"footnotes":"","_jetpack_memberships_contains_paid_content":false,"jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}},"_links_to":"","_links_to_target":""},"categories":[161],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfQu\u00e9 es una nota convertible en acciones y c\u00f3mo se calcula? - Blog para empresas | SEMPLI<\/title>\n<meta name=\"description\" content=\"Descubre c\u00f3mo funciona una nota convertible en acciones y qu\u00e9 factores definen su c\u00e1lculo y conversi\u00f3n en inversi\u00f3n empresarial.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 es una nota convertible en acciones y c\u00f3mo se calcula? - Blog para empresas | SEMPLI\" \/>\n<meta property=\"og:description\" content=\"Descubre c\u00f3mo funciona una nota convertible en acciones y qu\u00e9 factores definen su c\u00e1lculo y conversi\u00f3n en inversi\u00f3n empresarial.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog para empresas | SEMPLI\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/sempli.co\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/sempli.co\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-05T00:28:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-09T21:52:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sempli.co\/blog\/wp-content\/uploads\/2025\/06\/Notas-convertibles.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sempli\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/Sempli_Co\" \/>\n<meta name=\"twitter:site\" content=\"@Sempli_Co\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sempli\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo estimado de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/\"},\"author\":{\"name\":\"Sempli\",\"@id\":\"https:\/\/www.sempli.co\/blog\/#\/schema\/person\/7e5343a289d55cf560cae526769a26c2\"},\"headline\":\"\u00bfQu\u00e9 es una nota convertible en acciones y c\u00f3mo se calcula?\",\"datePublished\":\"2025-06-05T00:28:53+00:00\",\"dateModified\":\"2025-06-09T21:52:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/\"},\"wordCount\":274,\"publisher\":{\"@id\":\"https:\/\/www.sempli.co\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/www.sempli.co\/blog\/wp-content\/uploads\/2025\/06\/Notas-convertibles.jpeg?fit=1280%2C720&ssl=1\",\"articleSection\":[\"Educaci\u00f3n financiera\"],\"inLanguage\":\"es-CO\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/\",\"url\":\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/\",\"name\":\"\u00bfQu\u00e9 es una nota convertible en acciones y c\u00f3mo se calcula? - Blog para empresas | SEMPLI\",\"isPartOf\":{\"@id\":\"https:\/\/www.sempli.co\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/www.sempli.co\/blog\/wp-content\/uploads\/2025\/06\/Notas-convertibles.jpeg?fit=1280%2C720&ssl=1\",\"datePublished\":\"2025-06-05T00:28:53+00:00\",\"dateModified\":\"2025-06-09T21:52:42+00:00\",\"description\":\"Descubre c\u00f3mo funciona una nota convertible en acciones y qu\u00e9 factores definen su c\u00e1lculo y conversi\u00f3n en inversi\u00f3n empresarial.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#breadcrumb\"},\"inLanguage\":\"es-CO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-CO\",\"@id\":\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/www.sempli.co\/blog\/wp-content\/uploads\/2025\/06\/Notas-convertibles.jpeg?fit=1280%2C720&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/www.sempli.co\/blog\/wp-content\/uploads\/2025\/06\/Notas-convertibles.jpeg?fit=1280%2C720&ssl=1\",\"width\":1280,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.sempli.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00bfQu\u00e9 es una nota convertible en acciones y c\u00f3mo se calcula?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.sempli.co\/blog\/#website\",\"url\":\"https:\/\/www.sempli.co\/blog\/\",\"name\":\"Blog para empresas | SEMPLI\",\"description\":\"Aprende y adquiere habilidades para el crecimiento de tu empresa. SEMPLI \u00e1gil, simple y digital\",\"publisher\":{\"@id\":\"https:\/\/www.sempli.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.sempli.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es-CO\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.sempli.co\/blog\/#organization\",\"name\":\"Sempli\",\"url\":\"https:\/\/www.sempli.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-CO\",\"@id\":\"https:\/\/www.sempli.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i0.wp.com\/noticias.sempli.co\/wp-content\/uploads\/2021\/09\/Sempli_blog.png?fit=200%2C200&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/noticias.sempli.co\/wp-content\/uploads\/2021\/09\/Sempli_blog.png?fit=200%2C200&ssl=1\",\"width\":200,\"height\":200,\"caption\":\"Sempli\"},\"image\":{\"@id\":\"https:\/\/www.sempli.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/sempli.co\",\"https:\/\/x.com\/Sempli_Co\",\"https:\/\/www.instagram.com\/sempli_co\/\",\"https:\/\/www.linkedin.com\/company\/sempli.co\/\",\"https:\/\/www.youtube.com\/channel\/UC6N31yaModUSeKw2s4MjOgQ\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.sempli.co\/blog\/#\/schema\/person\/7e5343a289d55cf560cae526769a26c2\",\"name\":\"Sempli\",\"description\":\"En Sempli existimos para generar bienestar financiero a empresarios y emprendedores como tu creando productos financieros simples, transparentes y de f\u00e1cil acceso. Conoce m\u00e1s en www.sempli.co\",\"sameAs\":[\"https:\/\/www.sempli.co\/\",\"https:\/\/www.facebook.com\/sempli.co\",\"https:\/\/www.instagram.com\/sempli_co\/\",\"https:\/\/www.linkedin.com\/company\/sempli.co\/\",\"https:\/\/x.com\/https:\/\/twitter.com\/Sempli_Co\",\"https:\/\/www.youtube.com\/channel\/UC6N31yaModUSeKw2s4MjOgQ\"],\"url\":\"https:\/\/www.sempli.co\/blog\/author\/sempli\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00bfQu\u00e9 es una nota convertible en acciones y c\u00f3mo se calcula? - Blog para empresas | SEMPLI","description":"Descubre c\u00f3mo funciona una nota convertible en acciones y qu\u00e9 factores definen su c\u00e1lculo y conversi\u00f3n en inversi\u00f3n empresarial.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/","og_locale":"es_ES","og_type":"article","og_title":"\u00bfQu\u00e9 es una nota convertible en acciones y c\u00f3mo se calcula? - Blog para empresas | SEMPLI","og_description":"Descubre c\u00f3mo funciona una nota convertible en acciones y qu\u00e9 factores definen su c\u00e1lculo y conversi\u00f3n en inversi\u00f3n empresarial.","og_url":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/","og_site_name":"Blog para empresas | SEMPLI","article_publisher":"https:\/\/www.facebook.com\/sempli.co","article_author":"https:\/\/www.facebook.com\/sempli.co","article_published_time":"2025-06-05T00:28:53+00:00","article_modified_time":"2025-06-09T21:52:42+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/www.sempli.co\/blog\/wp-content\/uploads\/2025\/06\/Notas-convertibles.jpeg","type":"image\/jpeg"}],"author":"Sempli","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/Sempli_Co","twitter_site":"@Sempli_Co","twitter_misc":{"Escrito por":"Sempli","Tiempo estimado de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#article","isPartOf":{"@id":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/"},"author":{"name":"Sempli","@id":"https:\/\/www.sempli.co\/blog\/#\/schema\/person\/7e5343a289d55cf560cae526769a26c2"},"headline":"\u00bfQu\u00e9 es una nota convertible en acciones y c\u00f3mo se calcula?","datePublished":"2025-06-05T00:28:53+00:00","dateModified":"2025-06-09T21:52:42+00:00","mainEntityOfPage":{"@id":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/"},"wordCount":274,"publisher":{"@id":"https:\/\/www.sempli.co\/blog\/#organization"},"image":{"@id":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/www.sempli.co\/blog\/wp-content\/uploads\/2025\/06\/Notas-convertibles.jpeg?fit=1280%2C720&ssl=1","articleSection":["Educaci\u00f3n financiera"],"inLanguage":"es-CO"},{"@type":"WebPage","@id":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/","url":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/","name":"\u00bfQu\u00e9 es una nota convertible en acciones y c\u00f3mo se calcula? - Blog para empresas | SEMPLI","isPartOf":{"@id":"https:\/\/www.sempli.co\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#primaryimage"},"image":{"@id":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/www.sempli.co\/blog\/wp-content\/uploads\/2025\/06\/Notas-convertibles.jpeg?fit=1280%2C720&ssl=1","datePublished":"2025-06-05T00:28:53+00:00","dateModified":"2025-06-09T21:52:42+00:00","description":"Descubre c\u00f3mo funciona una nota convertible en acciones y qu\u00e9 factores definen su c\u00e1lculo y conversi\u00f3n en inversi\u00f3n empresarial.","breadcrumb":{"@id":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#breadcrumb"},"inLanguage":"es-CO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/"]}]},{"@type":"ImageObject","inLanguage":"es-CO","@id":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#primaryimage","url":"https:\/\/i0.wp.com\/www.sempli.co\/blog\/wp-content\/uploads\/2025\/06\/Notas-convertibles.jpeg?fit=1280%2C720&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.sempli.co\/blog\/wp-content\/uploads\/2025\/06\/Notas-convertibles.jpeg?fit=1280%2C720&ssl=1","width":1280,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/www.sempli.co\/blog\/educacion-financiera\/que-es-una-nota-convertible-en-acciones-y-como-se-calcula\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.sempli.co\/blog\/"},{"@type":"ListItem","position":2,"name":"\u00bfQu\u00e9 es una nota convertible en acciones y c\u00f3mo se calcula?"}]},{"@type":"WebSite","@id":"https:\/\/www.sempli.co\/blog\/#website","url":"https:\/\/www.sempli.co\/blog\/","name":"Blog para empresas | SEMPLI","description":"Aprende y adquiere habilidades para el crecimiento de tu empresa. SEMPLI \u00e1gil, simple y digital","publisher":{"@id":"https:\/\/www.sempli.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.sempli.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"es-CO"},{"@type":"Organization","@id":"https:\/\/www.sempli.co\/blog\/#organization","name":"Sempli","url":"https:\/\/www.sempli.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"es-CO","@id":"https:\/\/www.sempli.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/noticias.sempli.co\/wp-content\/uploads\/2021\/09\/Sempli_blog.png?fit=200%2C200&ssl=1","contentUrl":"https:\/\/i0.wp.com\/noticias.sempli.co\/wp-content\/uploads\/2021\/09\/Sempli_blog.png?fit=200%2C200&ssl=1","width":200,"height":200,"caption":"Sempli"},"image":{"@id":"https:\/\/www.sempli.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/sempli.co","https:\/\/x.com\/Sempli_Co","https:\/\/www.instagram.com\/sempli_co\/","https:\/\/www.linkedin.com\/company\/sempli.co\/","https:\/\/www.youtube.com\/channel\/UC6N31yaModUSeKw2s4MjOgQ"]},{"@type":"Person","@id":"https:\/\/www.sempli.co\/blog\/#\/schema\/person\/7e5343a289d55cf560cae526769a26c2","name":"Sempli","description":"En Sempli existimos para generar bienestar financiero a empresarios y emprendedores como tu creando productos financieros simples, transparentes y de f\u00e1cil acceso. Conoce m\u00e1s en www.sempli.co","sameAs":["https:\/\/www.sempli.co\/","https:\/\/www.facebook.com\/sempli.co","https:\/\/www.instagram.com\/sempli_co\/","https:\/\/www.linkedin.com\/company\/sempli.co\/","https:\/\/x.com\/https:\/\/twitter.com\/Sempli_Co","https:\/\/www.youtube.com\/channel\/UC6N31yaModUSeKw2s4MjOgQ"],"url":"https:\/\/www.sempli.co\/blog\/author\/sempli\/"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.sempli.co\/blog\/wp-content\/uploads\/2025\/06\/Notas-convertibles.jpeg?fit=1280%2C720&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p8oYLP-SF","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/www.sempli.co\/blog\/wp-json\/wp\/v2\/posts\/3389"}],"collection":[{"href":"https:\/\/www.sempli.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sempli.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sempli.co\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sempli.co\/blog\/wp-json\/wp\/v2\/comments?post=3389"}],"version-history":[{"count":3,"href":"https:\/\/www.sempli.co\/blog\/wp-json\/wp\/v2\/posts\/3389\/revisions"}],"predecessor-version":[{"id":3421,"href":"https:\/\/www.sempli.co\/blog\/wp-json\/wp\/v2\/posts\/3389\/revisions\/3421"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sempli.co\/blog\/wp-json\/wp\/v2\/media\/3420"}],"wp:attachment":[{"href":"https:\/\/www.sempli.co\/blog\/wp-json\/wp\/v2\/media?parent=3389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sempli.co\/blog\/wp-json\/wp\/v2\/categories?post=3389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sempli.co\/blog\/wp-json\/wp\/v2\/tags?post=3389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}